Rick's primary responsibility for Cardinal is Client Service and secondary responsibility is Business Development.

Rick joined the Cardinal team from Summit Strategies where he was Managing Director - Consulting, responsible for the firm's insurance team. Prior to Summit he spent seven years in Price Waterhouse's Strategic Consulting Group as a member of the firm's insurance consulting team.

Rick holds a B.S. in Engineering from the United States Military Academy at West Point and an MBA from the Harvard Graduate School of Business. He received his CFA Charter in 1998.

Rick enjoys spending time with his wife and two children, yelling at the television when the St. Louis Cardinals are playing, and not picking up his seven and ten pins.